how it works
The activity that Climatesure covers – your travel – is one of the main contributors to climate change. Flying both produces CO2 and other greenhouse gases that are damaging the planet.
Climatesure is a unique insurance package. When you buy a policy, Climatesure will calculate the CO2 you produce by flying overseas* and pay for it to be ‘offset’ by Climate Care, a leading carbon offset company.
This payment is part of the price, and doesn’t cost you any extra.
Climate Care offsets your CO2 emissions through funding sustainable energy projects, which will reduce CO2 emissions by the same amount as your activities produce.
* calculated based on gCO2/km for estimated typical distances flown for travel policies. The maximum offset provision within family worldwide products is limited to 40 hours
what projects are we funding
Each time we switch on the cooker, take a flight or drive the car, CO2 is added into the atmosphere. CO2 is a greenhouse gas that is released when fossil fuels such as oil, gas and coal are burnt.
Offsetting means paying someone to reduce CO2 in the atmosphere by the same amount that your activities add. In this way you can ‘neutralise’ or ‘balance’ the CO2 added by your activities.
Climatesure offsets your CO2 through Climate Care, who fund carbon offset projects around the world. These can be in:
- Renewable energy – this replaces non-renewable fuel such as coal
- Energy efficiency – this reduces the amount of fuel needed
- Forest restoration – this absorbs CO2 from the atmosphere as the trees grow
carbon offset projects
Climate Care invests in a range of projects to reduce the CO2 levels in our atmosphere. For every person that insures with Climatesure, more investment will go towards Climate Care’s projects, fighting climate change and promoting sustainable development. Here are some examples:
Efficient stoves in Honduras
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Our project is working in Honduras to make fuel efficient cooking stoves available in some of the poorest communities. This supports conservation by reducing the wood needed for cooking and benefits the householders by removing smoke from the kitchen and dramatically cutting this health risk. Each stove reduces carbon dioxide emissions by around 1.5 tonnes per year, compared to an open wood fire. |
Renewable power in India
We are funding a project to introduce stoves into schools that run off a renewable fuel source, replacing stoves that use fossil fuel LPG. Crop waste is being used to make biomass briquettes for the stoves, providing an extra income to farmers. For the schools this is good news because the new renewable fuel is cheaper. The stove has also proved popular with the school pupils, who prefer the taste of the food! This project is expected to save 11,000 tonnes of CO2 emissions. |  |
Restoring Rainforests in Uganda
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We are funding part of a forest restoration programme in the Kibale National Park in Uganda. The project aims to re-create a rainforest canopy by planting and managing 30 species of local trees. The area is an important wildlife habitat – with one of the highest number of primate species in the world - and the project provides employment for local communities. Each hectare of rainforest that is restored is expected to absorb 400 tonnes of CO2. |
Efficient Lighting in South Africa
We are working with organisations including community groups and housing associations across South Africa to install energy efficient lighting into people's homes. Most of the lamps are being installed in low income households – and use only a fifth of the electricity when compared to a standard bulb. We installed 50,000 lamps in 2005, and expect savings of 14,100 tonnes CO2 emissions. |
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For more information on our approach to projects, visit the project section on Climate Care’s main website at www.climatecare.org
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